The life of Janet Anderson Hardy from 1981 to 1999 in San Diego Area, California. Home on Camberwell Lane, Rancho Bernardo 1988-1997.

Office Doing Well and other Tidbits, 1986


This last weekend we had Carole's daughter Stephanie and her two children, Maria, Mark and Michael of course, and Carole, Len, Eric, David, Jon and Chris all living at our house and four families in one house is a bit much.   

We had been up to Park City but not much snow till it was time to leave.  Gary and John talked about their Sierra plans.   

Maria and I looked at houses and condos in Del Mar.  I still feel very strongly it would be smartest to sell this house, pay off the mortgages and buy a new, smaller place that would be the size and price I could eventually live in alone.

Gary and Linda are a happy family doing what they should be doing, we enjoyed seeing them.

Michael is a charmer.  He really is into music, moves his head and body to the beat.  Mark and Mark are doing very well, too and are looking to buying their first home this year.   

James is doing well on his mission and had a nice Christmas.  I sent him a little of the Stephen Covey philosophies that I am using in my business.  Perhaps it will help him in the mission field.


We have a great group at Choice Mortgage.  Connie is my right hand and works from 3:30 pm to 9 pm.  She is a secretary at one of the schools during the day.  She also has a part time assistant who is excellent.  I have a new gal Charlotte during the day and she is a really good worker.  We got the accountant's compilation and after all debts, bills, salaries, etc we still had $4000 profit so that is good.  I made very good money this year which has helped terrifically in paying for everything.  It was very good for us to go on our own and leave Jones Mortgage.

But I really want to have less we have to come up with every month.   Living in this house costs $3,000 a month with mortgage, utilities, taxes, maid, gardener, etc and after James goes back to college we really do not need it.  My plan is that in the summer we will strip all the wallpapers, except playroom and paint the house one shade inside so it is not so difficult for someone else to envision living in.  Then I think we should sell and rent while we take our time and find a good place to live.

Sunday School this year is the New Testament and Kaye is an excellent teacher.  I hope to follow along better.

James is getting good experience for being a parent or boss.  Getting others to do what they should is not easy.  Example is still the best teacher and love the best method tempered with discipline.  He seems to do it well as a missionary leader.