No Christmas Card again this year and the only pictures taken were of Michael. What a cutie he is.
1986 was the year of the refinance. Rates went down and everybody wanted to get in on the lower rates. Banks could not handle the volume so for me and my team it was a banner year for doing loans. Of course, there were not enough appraisers and things took a long time. We literally worked around the clock. It was a very hard year but we were up to it and did very well.
But no time for anything else but work!!!
